How To Surcharge With No Risk And Less Fees

Easy Surcharge™ helps businesses that want to implement credit card surcharging to offset their high credit card processing fees, but surcharing can be tricky. Missteps often occur when businesses don’t fully understand the laws and the processing networks rules and regulations, leading to non-compliance with card network rules and state laws. This opens them up to legal risks and the potential to lose their ability to accept credit cards. Most are not aware that they are solely accountable as Credit Card Processors have 100% indemnity from everything!  

Worse still, business more times than not, won’t see the financial benefit they anticipated, and it will be too late, as they have already signed a long term contract.

Their is a better way, and we can help you navigate these issues and help you and your customer both pay less. The only loser will be your credit card processor.

Feature Comparison

The Right WayYour Credit Card Processor
Selective surchargingYes – required by state lawsNo
Maintain low
processing rates		YesNo – They force you to
charge a 3% fixed rate
Surcharge with any
credit card processor		YesNo – You are locked in
Single Use/Virtual
Card surcharging		YesNo – incapable
Fit surcharging into
your current payment
workflows		YesNo – You must
use their systems
Non-US
surcharging		US and Canada;
Global regions coming soon		No

Service Comparison

Financial IncentivesPaid when fees go DOWNPaid when processing fees go UP
Do I have to change
MIDs to surcharge?		No Yes
Fee modelOnly fees on surcharged credit cardsHigh fixed fee on all credit and debit cards
Surcharge Fees paid
on non-surcharged
credit cards?		No Cardholder or You: your choice
Who pays surcharge
service fees?		Cardholder or You: Your choiceCardholder: Acquirer’s choice

Compliance Comparison

Fully Compliant?YesNo
Visa/MasterCard/
Discover		YesRate and card compliance only
American Express
Direct		YesNo
US states/territoriesYesNo
Canadian provincesYes No

As seen on

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