You received this book
for a reason.
Kevin Harrington sent you The Great American Heist because hidden credit card fee overbilling is widespread, nearly impossible to detect, and almost never escalated to senior leadership.
No processing sales · No percent-of-savings fees · No long-term contracts · Just verified findings
This is a private page for executives
who received the book directly.
If you’re here, you are exactly who this book was written for. Not a general audience. Not a sales funnel. A decision-maker with the authority, and the most to gain, from knowing what’s really going on inside your payment processing statements.
U.S. businesses are overbilled an estimated $100 to $200 billion in credit card processing fees every year. These aren’t easy-to-spot errors. The overbilling is buried inside complex statements, hidden markups, and intentionally confusing rate structures.
To make matters worse, many internal staff responsible for managing this area don’t want to admit they’ve missed it. Audit results get buried, ignored, or downplayed, never reaching senior leadership.
Companies trust weAudit because
the work is verifiable.
Overbilling hides where you don’t look. Downgrades, data issues, routing errors, and markup structures are the most common vectors, all buried in statements your team reviews but rarely validates.
Findings come packaged for executives. An executive summary your team can act on quickly, not a spreadsheet dropped on someone’s desk.
No conflict of interest. We don’t sell processing. We don’t take a percentage of your savings. Our only product is an independent validation.
Trusted from local operators to global brands. Our smallest client is a dry cleaner. Our largest moves $64 billion. Overbilling doesn’t discriminate by size.
Eight things we validate
on every engagement.
These are the exact areas where processors overbill, buried in statements in ways that internal teams routinely miss. We check every one.
Non-Optimized Interchange Qualifications
Transactions qualifying at higher cost tiers than necessary, often due to data issues or processor setup that could be corrected.
Incorrect Interchange Flag
Improperly flagged transactions that force downgrades, costing more on every swipe without any visible explanation on your statement.
Incorrect MCC Code
The wrong Merchant Category Code can mean you’re paying rates designed for a completely different business type, for years.
Made-Up Fees
Line items with no legitimate basis, fabricated charges buried in the noise of a complex statement where few people look closely.
Inflated Fees
Legitimate fee categories that have been quietly marked up above contracted or industry-standard rates over time.
PCI Compliance Issues
Many businesses assume they are PCI compliant and aren’t.
Non-Returned Interchange Refunds
When a customer receives a refund, the interchange should return to you. Often it doesn’t, and no one notices.
Discount Rate Validation
Many businesses are paying double-digit discount rates that should only be paying 2-3 basis points.
How the confidential
validation works.
Upload Your Statements
Send us 1 recent merchant processing statement. 3 months is better, it gives us a more complete picture. If you have multiple merchant IDs, include the chain statement.
We Validate Fees, Setup & Qualification
Our team examines pricing structure, qualification tiers, data issues, and routing. We look for what internal reviewers routinely miss, because they don’t know what they’re looking for.
You Receive an Executive Summary
A clear, actionable summary of findings and next-step options. Formatted for you, not your accounting team. You decide who else sees it.
Minimal ask.
Maximum insight.
✓ What We Need
- 1–3 months of merchant processing statements
- Chain statement if you have multiple merchant IDs
- Your merchant processing agreement (optional, enables deeper validation)
✕ What We Do Not Need
- Customer lists or CRM data
- Source code or proprietary systems
- “Trade secret” operational data
- Access to internal systems or networks
If your team has “reviewed” fees
but never validated them independently ,
this is the moment to confirm the truth.
No processing sales · No percent-of-savings fees · No long-term contracts | Privacy Policy
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Speak directly with a weAudit advisor, no sales pitch, no obligation. Just a straight conversation about what we find and whether it applies to your situation.
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