We are a fintech auditing and consulting firm
specializing in all aspects of merchant processing
What We Do
Merchant Processing Audits
Our 10-point comprehensive merchant processing audit is unmatched in the industry delivering the largest savings - GUARANTEED!
Whether your processor is deliberately over-billing merchant processing fees or you are losing money due to mistakes made by the processor, we will find it!
Our team works with your current processor or a new processor, if you prefer, to ensure you have the lowest fees with transparent pricing and fair terms.
Interchange makes up between 80 - 90% of a merchant's overall processing cost. Getting transactions to settle at the lowest interchange category is imperative for a merchant that is looking to reduce their processing cost.
Interchange is the most complex component of merchant processing and they change hundreds of categories every year exacerbating the situation. It is no wonder we find interchange savings on nearly every audit we do, and it generates the highest savings in 90% of all the audits we do.
Many credit card processors make PCI hard and charge high non-compliance fees leaving merchants at risk of severe penalties.
We make PCI easy! Over 90% of our clients get PCI-certified in under one hour.
Monthly audits are a critical component. Most processors will reduce your fees just because you ask. However, on the first page of every merchant agreement is a clause that states they can change fees at any time and you have 90 days to catch it and dispute it. If you don't resolve within those 90 days and continue to process transactions, it means you have agreed with the new fees and given up your right to dispute them. Check out this Case Study
Therefore, it is critical to have your merchant processing statements audited each month to ensure all processing fees align and are consistent with the fees defined in your restructured agreement.
If your credit card processor takes one penny too much, we will catch it and get it back.
We don't just do monthly audits... we get your money back!
When your credit card processor decides to take another run at taking your hard-earned profits, we will meet them at the door. Our Legal Department seeks a refund at no additional cost to you.
Protecting and Advising
Every client, regardless of size, is appointed an attorney as part of the team assigned to them.
They will assist with everything from negotiating and vetting agreements to advising on processor mandates and memos, convenience and surcharging fees, and so much more!
There is no doubt that merchants are facing higher fraud situations now more than ever!
Many factors put merchants at risk, from bad policies to wrong processing configuration mandates and set-ups.
The good news is that almost all of them have a reasonably easy fix.
Think you don't
need an audit?
Take our audit challenge to see if you can find the $80,415 in overbillings.
Find out what Capitol Hill has to say...
Instead of saying things like "EIRF" (Electronic Interchange Reimbursement Fee), why don't they just say you did not enter the zip code?
Our clients receive statements that convert Greek into English, allowing them to see what they are really being charged for.
You cannot control what you don't understand.
Why Merchants Choose Us
Named Industry Expert by NACM, CRF, Credit Today, RiemerPlus, and more.
Over 130 years of combined industry experience.
We deliver more savings, and you get to keep 100% of your savings.
We don't take a percentage.
Our largest clients save several million a year, and our average clients save thirty thousand or more each year.
Others make big promises and then ask for a 3-year contract.
We have a 99% retention rate with no contracts.
Our clients stay because we under-promise and over-deliver.
60 Days - Love the results or don't pay!
200% Money-back from the last 6 payments if someone can save you more money than we do!
BBB A+ / 2019 Torch Award Winner
We are bank - and processor-neutral. Our revenue comes from our clients, not from backroom deals with processors.
No one else does what we do.
No one else does what we do.
Get Your Free Audit - And Find Out How Much You Are Being Overbilled
No strings attached - No credit card needed.
We take the “big box” grocer approach - we will give you a free cookie in hopes that you will want to buy the whole bag when you see what we are able to show you.
What does the bag cost? Click here to see our transparent pricing.
And just like those guys - we also have an amazing return policy!
Make sure to check out our FAQ