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Merchant processing is complex, involving hundreds of interchange categories that are updated annually, making it challenging to stay current.

At weAudit, we understand the intricacies of the payment processing industry, having served as executives for the world’s largest processors.

We aim to be a valuable resource for you, the merchant. Please let us know what you would like us to write about. If we do, we will give you $50.00 for your idea.

How Can I Have The Lowest Discount Rate and The Worst Deal?

Credit card processors know that merchants look at two numbers: the discount rate and the transaction fee. So those are…

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What Is an ISO in Payments? Who Really Set Up Your Account

If you accept credit cards, there is a good chance the company that sold you your merchant account was not…

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Credit Card Processing Fees Explained: 5 Things Your Processor Will Not Tell You

Credit Card Fees Explained

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PCI Non-Compliance Fee? You May Not Owe It |

Non PCI Compliance Fee

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Do You Realy Know How to Read Your Statement

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Credit Card Surcharge Laws by State: The 2026 Rules

Credit-Card-Surcharge-rules-by-State-2026.

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Surcharge vs. Convenience Fee: What’s the Difference (and Which Can You Legally Use)?

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Cash Discount, Dual Pricing and “Free” Processing: The Real Math

Cash Discount Do's and don'ts

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If Credit Card Processing Networks Controlled ACH Fees

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How to Read Your Chase Paymentech Statement

Man reading his credit card processing statement

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Understanding Illinois’ Swipe Fee Law and What It Means For Merchants

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Strategies To Help Lower Your Business’s Credit Card Fees

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Is Your Credit Card Processor Secretly Costing You a Fortune?

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Visa’s Commercial Enhanced Data Program: What Merchants Should Know in 2026

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Is The Card Account Updater (CAU) A Good Option For Your Business?

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Credit Card Processing: How A Lack Of Transparency Can Erode Businesses’ Bottom Lines

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Credit Card Surcharge Rules — and Why Big Retailers Don’t Do It

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What Merchants Should Consider Before They Surcharge

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Is the Payment Card Interchange Fee Settlement Legit? (2026)

Courtroom with the headline "Where's Your Share?" about the Visa/Mastercard interchange fee settlement

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Your Processor Profits When Your Transactions Downgrade

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“Zero Markup” Credit Card Processing: Why It Doesn’t Exist

ZERO Fee Credit card processing. A free lunch

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What Is CCIS? Commercial Card Interchange Service Explained

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Why Monitoring Your Credit Card Processing Statement Is Critical

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The Worst Credit Card Processing Companies (And Why “Best” Lists Lie)

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Is Chargeback Insurance Worth It? The Math Says No!

Chargeback insurance vs fixing the cause of chargebacks: the real math for merchants

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SAY NO to PassKey Encryption – It’s Not What You Think

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California’s SB 478 – Another Flip Flop

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The Great American Heist – How Credit Card Processors Steal Businesses’ Profits

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Warning If You Use Bank of America For Credit Card Processing

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Is Your Credit Card Processor Keeping Your Rebates?

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The Hidden Dangers of Dealing with Credit Card Processing Auditing Companies

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Case Study – When Your Processor Promises to Make Things Right

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Do You Have Risk Fees On Your Credit Card Processing Statement?

Man reading credit card processing statement

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About weAudit

weAudit.com, Founded in 2009 by Robert Day, is America’s #1 Credit Card Processing Auditing Firm.The firm specializes in all aspects of credit card processing fees, interchange management, fraud, PCI Compliance and surcharging, aiming to save businesses money and provide ethical, transparent, and secure services. In 2019, they were awarded the Better Business Bureau’s Torch Award for ethics and community service. weAudit.com is dedicated to making a positive impact by supporting various charitable organizations and upholding high standards of respect and privacy for their clients.

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