Compare before you choose
Every firm we compete with, on one page
We publish a side-by-side comparison of every serious credit card processing audit firm in the country, including the places where they beat us. Each page cites its sources and carries the date we checked them.
We would rather you compare us properly than take our word for anything. If we are the right fit, a careful comparison shows it. If we are not, you should know that before you sign, not after.
Get My Free Audit
The comparisons
Firm by firm
No scores and no rankings here. These are documented facts from each firm’s own website and public records, with an as-of date on every claim. Where a competitor has an edge, we say so on their page.
Verisave vs weAudit
Pricing: percentage of savings
Based: Salt Lake City, founded 2016
Ownership: listed among the investments of a capital firm
Read the comparison
Merchant Cost Consulting vs weAudit
Pricing: percentage of savings
Based: Boston, founded 2017
Leadership: co-founders’ public profiles list no payments roles before founding
Read the comparison
Merchant Advocate vs weAudit
Pricing: shares in achieved savings
Based: Hoboken, founded 2006
Credit where due: they predate us, and their BBB and Google records are strong
Read the comparison
P3 Cost Analysts vs weAudit
Pricing: shares in savings each month
Term: 12 to 60 months, per their own site
Scope: broad expense reduction, not payments only
Read the comparison
CardFellow vs weAudit
Pricing: free to the merchant
Paid by: processors, which they disclose
Model: a marketplace that quotes processors, not an audit of your statement
Read the comparison
Swipesum vs weAudit
Pricing: consulting, a subscription, and a share of savings
Also paid by: processors, per their CEO’s published interviews
Model: broker as much as auditor, with a network of 70+ providers
Read the comparison
Summaries current as of August 2026. Full sourcing and dated evidence on each comparison page. Think we have missed a firm worth comparing? Write to [email protected].
The difference that decides most of it
Every firm on this page takes a cut of your savings, except one
Read across the cards above and one pattern does most of the work. The common model in this industry is a percentage of what the firm saves you, held for a term. That is a legitimate way to price the work, and for some merchants it is the better deal, particularly smaller accounts.
Then there is the exception, and it is the one worth slowing down for. One firm on this page does not charge the merchant anything at all. That sounds like the best deal here until you ask the obvious question: if the merchant is not paying, who is? The answer is the processors. They are compensated by the same companies whose bills a merchant would be asking them to review.
Free is not the same as free of interest. An advisor paid by the processor has a reason to prefer some processors over others, and you cannot see that reason from the outside. Swipesum sits in both camps, taking a share of savings from you and also holding paid agreements with payment businesses.
We charge a flat monthly fee and keep none of your savings, and we receive nothing from any processor in any scenario. If we recover $400,000, our invoice is identical to the month we recover nothing, and it is identical whether you stay with your processor, renegotiate, or switch. There is no version of this where we earn more by giving you different advice.
We wrote the honest version of that comparison, including where the percentage model wins: what a credit card processing audit costs, flat fee versus percentage of savings.
Use these on all of us
Six questions to ask any audit firm
Ask these of every firm you speak to, including us. The answers tell you more than any comparison page can, and a firm that will not answer them in writing has answered them anyway.
01How exactly are you paid, and for how long?A percentage of savings, a flat fee, or nothing at all. If it is a percentage, ask for the term in months and whether the obligation survives cancellation.
02Do you receive anything from a processor?Revenue share, referral fees, or commissions. Ask for the answer in writing. A firm paid by a processor is being paid by the company whose bill it is reviewing.
03Is your fee published, and will you put it in writing before I share a statement?A price that only appears after a firm sees your volume is a price set by what you can afford rather than what the work costs.
04Am I locked in, and what does it cost to leave?Month to month, or a term. Ask for the exit terms specifically, not a reassurance that nobody ever leaves.
05What is your guarantee, and where are the written terms?Every firm has a promise. Fewer have terms you can read before you sign, which is the part that actually binds anyone.
06Has anyone on your executive team been an executive for a credit card processor?Not an ISO, not an agent, not a reseller. Inside a processor. Selling processing and running it are different rooms, and you can verify the answer on LinkedIn in about two minutes.
Important: get the answers in writing, on their letterhead, signed by an officer.
A quick answer on a call, or a casual reply in an email thread, is not something you can hold a firm to later. If a firm is willing to tell you something, it should be willing to put it on company letterhead with an officer’s signature on it. Ask us for exactly the same thing, and we will send it.
Our answers, in order: a flat monthly fee with no term; nothing from any processor in any scenario; published for merchants up to $5 million in annual card volume and quoted above that, always flat; month to month with no exit fee; a 60-Day Love-The-Results-Or-Don’t-Pay Guarantee; and yes, our founder was an executive at the processor that is today part of Global Payments.
An open invitation
It is only fair, so here is ours
We have published questions we think merchants should ask our competitors. It would be one-sided to stop there.
So we are inviting every firm on this page, and any we have not built yet, to send us the questions you think merchants should ask us. Send them to [email protected] and we will publish them here with our answers, unedited.
The same invitation covers corrections. If anything on a comparison page is wrong or out of date, tell us and we will fix it and stamp the change. We would rather be corrected than be inaccurate.
Before you hire anyone, including us
A word of caution about this entire industry
Credit card processing is a non-regulated industry. There is no license to audit merchant statements, no certification, and no regulator standing behind any firm on this page. Anyone can print business cards tomorrow and start reviewing statements.
So verify four things about whoever you choose, us included.
Leadership career history. Not the bio on their site. LinkedIn, with employers and dates.
Third-party record. BBB profile and rating, complaint history, Google reviews and how many.
Published fees. Written down before you hand over a statement.
Written guarantee terms. Not the headline. The terms behind it.
That list is not a trap for our competitors. It is the same list we expect to be measured against, and we publish our answers to all four.
Compare us properly, then send a statement
The first audit is free, there is no obligation, and it takes about five minutes of your time. If another firm is the better fit for your business, the comparison pages above will tell you that too.
Get My Free Audit
Or call 800-672-1292