MADR
Mass Analysis Data Reporting
The proprietary audit engine that powers every weAudit engagement — and the reason results are guaranteed.
When you hire weAudit, you’re not just hiring expertise. You’re putting one of the most advanced, purpose-built merchant processing audit systems ever developed to work for your company. MADR is that system.
The Engine Behind the Audit
The Best Planes Run
the Best Engines.
the Best Engines.
A premium aircraft manufacturer doesn’t build confidence by describing the seats or the lighting. They talk about the engine. The engineering. The precision and the decades of refinement inside the machine that carries you safely from point A to point B.
weAudit is no different. Our auditors, our attorneys, our methodology — all of it runs on MADR. Mass Analysis Data Reporting is the proprietary engine we built, refined, and have invested over a million dollars into — because we knew that without a world-class engine, world-class results are impossible.
MADR is not a third-party tool. It is not a licensed platform. It was designed from the ground up, by people who built and ran the processing systems it now audits — and it has been improved every year for 16 years.
“You don’t just have a team working on your account. You have MADR — and nothing else in this industry can do what it does.”
The MADR Positioning
The Plane
weAudit — America’s #1 Credit Card Processing Auditing FirmThe service, the team, the expertise
The Engine
MADR — Mass Analysis Data ReportingProprietary. Built internally. Irreplaceable.
Why It Matters
You can have an excellent pilot. You still need an exceptional engine.MADR is why weAudit’s results are guaranteed.
Others Use
Generic tools. Manual processes. Spreadsheets.No other auditing firm in America operates a system like MADR.
What You Get
16 years of built intelligence running on your account the moment you sign.Not a report. A system.
The MADR Story
16 Years of Continuous Engineering.
MADR was not purchased. It was not assembled from existing tools. It was engineered from scratch on day one — and has been refined, rebuilt, and expanded with every lesson learned from billions of dollars in audited transactions.
V1
MADR Version 1 · 2009
Built at the Beginning
From day one, weAudit built its own auditing infrastructure — not an adaptation of existing software, but a purpose-built system designed specifically around how credit card processors hide fees from merchants. The same insider knowledge that exposed the problem became the blueprint for the solution.
Foundation Architecture
V2
MADR Version 2 · 3+ Years in Development
The $1M+ Rebuild
The latest version of MADR represents over three years of development and more than one million dollars of direct investment. Every module was reimagined. The analysis engine was rebuilt from the ground up to handle greater data complexity, deeper fee categorization, and significantly expanded interchange intelligence — across all processor types and billing formats in the U.S. market.
Current Deployed Version
V3
MADR Version 3 · In Development
The Next Generation
Version 3 is currently in active development — representing a significant leap in both infrastructure and client experience. The reporting architecture is being rebuilt for far greater detail and precision. A live client dashboard will give merchants real-time visibility into their processing health, trends, and savings — clarity they have never had access to before.
Coming Soon
16+
Years of Continuous
Development
Development
$1M+
Invested in
MADR to Date
MADR to Date
3+
Years Building
MADR Version 2
MADR Version 2
V3
Next Generation
Now in Development
Now in Development
MADR in Action
What MADR Finds
That Nothing Else Can.
That Nothing Else Can.
Every audit powered by MADR runs through ten distinct dimensions of analysis — simultaneously, with the precision and depth that only 16 years of purpose-built intelligence can deliver.
01
Discount Rate Analysis
MADR compares your contract’s stated rates against every line item actually billed — identifying every gap, markup, and unauthorized increase across all fee categories.
02
Interchange Qualification Analysis
Interchange makes up 80–90% of total processing cost. MADR evaluates every transaction category to verify settlement at the lowest eligible interchange rate — where we find savings on 99% of all audits.
03
MCC Code Verification
Your Merchant Category Code determines your interchange tier. One incorrect classification costs thousands annually. MADR cross-references your MCC against your actual business type and processing profile.
04
Gateway & Setup Configuration Review
The wrong gateway or a misconfigured processing setup silently inflates every single transaction. MADR audits your complete technical processing configuration end to end.
05
Hidden & Junk Fee Detection
Non-qualified surcharges, risk fees, regulatory fees, service fees — MADR catalogs every fee category and flags every charge that lacks a legitimate contractual basis.
06
Contract Terms & Clause Audit
Early termination penalties, rate-change provisions, auto-renewal traps — MADR flags every term processors use to lock merchants in or extract more money later. Our legal team reviews each one.
07
Network & Assessment Fee Review
Visa, Mastercard, Discover, and Amex all publish their assessment rates. MADR verifies your processor is billing published rates — and flags every instance of markup above those levels.
08
PCI Compliance Status Review
Non-compliance fees are among the most inflated line items on any processor statement. MADR evaluates your PCI status and flags every non-compliance charge — we then guide clients to certification, 90% in under one hour.
09
Processing Error Detection
Batch timing errors, duplicate charges, and settlement failures are common and almost never self-reported by processors. MADR detects these systematically — and our team recovers them.
10
Overbilling Recovery Identification
Where MADR confirms overcharges, our legal team demands refunds — not just documents them. Current overbillings and qualifying historical claims are both pursued at no additional cost to the client.
V3
MADR Version 3 — Coming
The Next Generation of MADR Is Being Built Right Now — and It Will Change Everything.
Version 3 isn’t an update. It’s a complete architectural rebuild — designed to give merchants a level of visibility into their processing operation that has never before been possible in this industry.
Rebuilt Reporting Infrastructure
A more robust data architecture delivering deeper detail, greater precision, and cleaner output across every fee category and audit dimension.
Live Client Dashboard
For the first time, clients will have a real-time window into their processing health — monitoring fees, trends, and savings in a live interface built on MADR’s engine.
Greater Processing Clarity
Version 3 is designed to eliminate the opacity that processors rely on. Everything visible. Everything explainable. Everything in your favor.
Why MADR Was Built
Built by the Person Who
Ran the System.
Ran the System.
MADR exists because its creator spent years inside the world’s largest credit card processor — learning exactly how fees were designed, how they were hidden, and how merchants were prevented from ever discovering what was being taken from them.
When Robert Day, Former Executive for the World’s Largest Credit Card Processor, left the industry to found weAudit, he didn’t build MADR from theory. He built it from a precise, insider understanding of every mechanism processors use — because he helped design those mechanisms. That knowledge is what MADR was built to dismantle.
No competitor has that foundation. No competitor built their auditing system from the inside. MADR is what happens when the person who knows where every fee is buried decides to find all of them.
MADR is not just software. It is 16 years of proprietary intelligence, built by the one person in America best positioned to build it.
The Founder Behind MADR
Former Executive, World’s Largest Credit Card ProcessorInsider knowledge of fee architecture used to build MADR’s detection engine
30+ Years in Finance · 25+ in Merchant ProcessingRecognized industry expert — National Credit Association
Wharton School Alumni · Forbes Business CouncilEntrepreneur Contributor · Vistage CEO Member
Author — The Great American HeistPublished exposé on how processors extract profit from American businesses
Founded weAudit 2009 · 120+ C-Suite Years CombinedThe deepest bench of merchant processing expertise assembled anywhere
Featured: Forbes · WSJ · Bloomberg · ABC · NBC · CBS · FoxThe recognized voice on merchant processing in American media
$4B+
Audited
Every Year
Every Year
120+
C-Suite Combined
Years of Experience
Years of Experience
16+
Years of MADR
Development
Development
99%
Of Audits Find
Interchange Savings
Interchange Savings
0%
Of Your Savings
We Ever Take
We Ever Take
MADR-Powered Results
The Companies That
Already Know.
Already Know.
Every one of these organizations has had their processing audited by the MADR engine. From a corner dry cleaner to the Fortune 100 — the same system runs on every account.
A Partial Client Roster
AdidasMedtronicRyderYamahaFacebook / MetaPumaReebokPioneerOlympusBrunswickShimanoASSA ABLOYSonovaNidecDorel IndustriesYellow CorporationPolk AudioMiddlebyQSCClariantOssurNewell Brands+ Hundreds More
MADR
When You Choose weAudit,
MADR Goes to Work For You.
MADR Goes to Work For You.
Sixteen years of proprietary intelligence. Over a million dollars of investment. Built by the person who ran the system it now exposes. There is no comparable engine in the merchant processing auditing industry. There is only MADR — and every client we take on puts it to work the moment they sign.
— MADR